Mariner Finance offers an assortment of loan products. Their personal loans can be tailored to meet individual funding needs, offering either unsecured options or secured options secured against property such as vehicles or other assets.

Mariner Finance loan applicants must provide documentation verifying income and residency. Furthermore, they may need to present government issued identification.

Getting a Loan

Individuals can apply for Mariner Finance loans online through its website, where a soft credit check won’t negatively impact their score and loan offers will be tailored specifically to them depending on their income and debt-to-income ratios. They may choose either cosigners or collateral as security for their loan agreement.

Individuals interested in Mariner Finance should become acquainted with its minimum loan amount and maximum APR before making their decision. Individuals with excellent credit may be eligible for lower APR rates as well as greater loan amounts; additionally they can secure the loan using personal property like cars or houses as collateral for additional security.

Mariner Finance is a top choice among individuals looking for online personal loan options that connect them with real people. Their branches span 20 states, so their services can be taken advantage of in person as well. Their personalized approach allows them to meet each person’s needs while still offering convenience and flexibility of an online service.

Mariner Finance makes their application process seamless and straightforward, enabling individuals to complete it online from start to finish with no adverse impact on their credit score. Once prequalified for prequalifying and reviewing loan offers they determine if these meet your budget requirements.

Rates

Mariner Finance offers various loan products, such as personal loans, home improvement loans and debt consolidation. Rates depend on an individual’s creditworthiness and amount borrowed; generally speaking though, their rates tend to be higher than many other lenders’ offerings.

Borrowers can apply online, by phone or in person at one of Mariner Finance’s branches for prequalification loans without negatively affecting their credit scores. Mariner Finance will conduct a soft credit check that won’t impact an applicant’s score; usually loan offers are received within days or two after applying – cosigners may even help individuals with low scores or no credit qualify for one of its loans!

Individuals can utilize the Mariner Finance app to track their applications and payments. Their website outlines all fees and charges associated with a Mariner Finance loan including annual percentage rate, monthly payment amount and any relevant details. Mariner Finance holds an A rating with Better Business Bureau, making efforts to respond to complaints that appear there as quickly as possible.

Mariner Finance boasts an expansive network of locations nationwide. Borrowers often appreciate having local branches for assistance and support; Mariner’s representatives have received praise from applicants for being helpful and patient during their interactions.

Payments

Mariner Finance reports loan payments to major credit bureaus, so on-time payments may help improve your score while missed or deferred payments can have the opposite effect. Before applying for a Mariner Finance personal loan, be sure to create a repayment plan and review all their options thoroughly prior to making their decision.

Mariner offers an easy loan application process, but approval can take time. In order to process applications quickly, verification may require government ID, income documentation and home address proof as part of their requirements.

Whoever is having difficulties with applying online can visit one of Mariner Finance stores; these environments offer clean and comfortable spaces where individuals can talk directly with a Mariner Financial loan professional about their financial situation.

Individuals can apply for loans using Mariner Finance’s app on iPhone and Android devices. The app makes the loan application process quick and simple by providing an easy way to assess credit status and prequalify for a loan without negatively affecting credit score; additionally it features lenders with different rates, loan amounts, and special features that could meet their loan requirements.

Mariner Finance isn’t the only lender offering personal loans; other providers such as OneMain Financial and Avant provide similar rates, loan amounts and repayment terms. When shopping around for loans it is essential to find those offering competitive interest rates and loan terms before making your decision to borrow money.

Customer Service

Mariner Finance offers a selection of loan products designed to meet the individual needs of its customers. This includes personal unsecured loans tailored specifically for each borrower’s financial situation as well as auto and home improvement financing solutions. Mariner also provides debt consolidation solutions designed to streamline finances.

Mariner Finance provides an online prequalification process to assist potential borrowers with determining their eligibility without needing to undergo a credit check. Customers may also visit one of its branch locations to discuss options; those choosing this route should bring documentation like proof of income, debt payments and their social security number with them to complete the application process.

Customers of Mariner Finance have various payment options to make monthly payments: online, mail, phone and at a branch location. Mariner accepts various payment methods like doxo for payments to multiple providers at once.

Though Mariner Finance boasts an easy application process, multiple lawsuits allege it practices predatory lending practices. One lawsuit alleged Mariner Finance sent «live checks» to prequalified borrowers before pushing them aggressively to visit its branches to refinance loans and take out additional debt; many times through add-on products which add hundreds or even thousands of dollars more debt for consumers than originally promised.